"… nd education without the profit motive of traditional banks. The National Credit Union Administration (NCUA), which supervises and insures about 4,600 fede …"

"… itted to charge for any other product.  Last September, the National Credit Union Administration raised the annual interest rate cap to 28 percent fro …"

"… more than three of these loans to a single borrower in a six-month period. Credit unions are not allowed to roll over the loans, a practice that typical pay …"

"… ng them to charge significantly more in fees. At Mountain America Federal Credit Union in Utah, a five-day $100 “MyInstaCash” loan costs $12, which wor …"

"… or Public Integrity reported in a February investigation as part of its “Debt Deception” series. Several Internet-based payday lenders say they are en …"

"… “We decline to comment on matters in litigation.”‘Revolving Door of Debt’The federal government has mostly left oversight of payday lenders up to …"

"… gulated by any government agency and its Credit rating formulas are secret.Credit scores boil down consumer payment histories on short and long-te …"

"… their financial futures.Terry Clemans, executive director of the National Credit Reporting Association, Inc. is not convinced. While consumers can get a fr …"

"… vice president of scoring who now works for the consumer education website Credit.com. “If the data predicts a different pattern,” between people with d …"

"… prevents artificial score inflation.”Another concern of consumer groups: Credit bureaus have little, if any, financial incentive to treat consumers fairly …"

"… rtise.     …"

"… , it’s going to get people’s attention.”'The Safest Possible Place’Credit raters are entrenched in the U.S. financial system.When banks, corporation …"