"… Western states may be decided today, but a big question mark remains: Who financed them?Howard Rich, the political activist in New York City who seems to ha …"

"… led inevitably to the point of default, she will return to the lender to refinance the loan, and the lender can impose additional points and fees.”Overchar …"

"… points but were not given a lower rate in exchange. Those points were then financed into the loan itself rather than paid through cash up front, adding to th …"

"… mortgage. If they were unable to cover the big payment, the lender would refinance the loan, adding a new round of closing costs, brokers’ fees, and credit …"

"… le mortgage, they would be forced to pay the original lender in order to refinance at the lower rate.Mandatory arbitration clausesSome abusive loans featured …"