U.S. states step up oversight of health insurance companies' rate increases

By Alexandra Duszak

U.S. states tap $250 million in health reform law grants to scrutinize premium increases

Excerpts from this story referencing "insurance":

"… ing individual plans. …"

"… d examinations to a cursory glance at rate justifications.While some state insurance regulators had the power to approve or reject all rate filings by health i …"

"… e regulators had the power to approve or reject all rate filings by health insurance companies in 2010, others could review rate increases only after they took …"

"… ity over premium increases last year.Premiums paid by Americans for health insurance from their employers more than doubled in the past decade, according to th …"

ANALYSIS: Great Scott! Florida governor limits health care choices for state employees

By Wendell Potter

Florida Gov. Rick Scott criticized 'Obamacare'; now he's cutting health care choices for Florida state employees

Excerpts from this story referencing "insurance":

"… roposal calling for the federal  government to create a public health insurance option to compete with private insurers.In one ad, the narrator said the v …"

"… not Americans would be able to keep their own doctors and their own health insurance plans. The implication was clear — people would lose the ability to choo …"

ANALYSIS: Health insurers would make consumers pay for better information

By Wendell Potter

Facing new ‘labeling’ mandate, health insurers threaten to pass $50 million compliance tab to policy-holders and employers.

Excerpts from this story referencing "insurance":

"… Rockefeller of West Virginia asked me to testify about little-known health insurance industry practices at a hearing of his Senate Commerce Committee, I initia …"

"… practices that have contributed to the growing number of Americans without insurance, the even faster growing number of us who are underinsured, and the phenom …"

"… growing number of us who are underinsured, and the phenomenal increase in insurance industry profits over the years, even as the ranks of those without covera …"

"… purpose of the hearing was to determine what Congress could do to require insurance companies to provide more pertinent and comprehensible information to thei …"

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ANALYSIS: Why the 'safety net' can't keep up with medical needs of uninsured Americans

By Wendell Potter

ANALYSIS: Volunteer corps, while noble, cannot staunch the need for medical care

Excerpts from this story referencing "insurance":

"… iving Americans.    …"

"… probably consider themselves sufficiently healthy and bullet proof to make insurance a needless expense. Another was that more than 35 percent of the uninsured …"

"… employed or earn so little money that sending monthly premiums to a health insurance company is not a possibility.  I also didn’t note that many of the …"

"… t note that many of the people who earn $50,000 or more are considered by insurance companies to be “uninsurable” because of prior illnesses. Insurers, in …"

ANALYSIS: The mythical benefits of tort reform in Texas

By Wendell Potter

Texas Gov. Rick Perry boasts of the benefits of malpractice reform, but average citizens are still waiting

Excerpts from this story referencing "insurance":

"… ngton, D.C. than it was in the Lone Star state.It is true that malpractice insurance rates dropped in Texas after tort reform was enacted, but Texans would be …"

"… out of fear of being sued.  Well, if Texans believed their own health insurance rates would go down once tort reform made defensive medicine less prevalen …"

"… p;Those numbers seem to indicate that doctors have not passed on their own insurance savings to their patients and that they are not practicing medicine any le …"

"… fore tort reform was enacted.Not only are Texans paying more for their own insurance while doctors are paying less for theirs, their chances of getting employe …"

ANALYSIS: Translating gobbledygook from health insurers

By Wendell Potter

Having trouble deciphering health care forms? Ask Wendell

Excerpts from this story referencing "insurance":

"… you probably won’t be surprised to learn that the satisfaction of health insurance plan members is among the lowest across the industries in which J.D. Power …"

"… find their way through the maze and haze that characterize the U.S. health insurance industry.But now — with a bit of nudging from my colleagues at the Cente …"

"… y — I’d like to attempt to assist in another way. If you have a health insurance related question — or are in the midst of a fight (or nightmare) with yo …"

"… they were two years ago when I testified before Congress about how health insurance companies “confuse their customers and dump the sick—all so they can s …"

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We can’t afford another flood

By The Center for Public Integrity

The National Flood Insurance Program might not have enough insurance to cover another Katrina

Excerpts from this story referencing "insurance":

"… Next time a disaster sends water flooding into the homes of Americans, the insurance system that protects some of them, the National Flood insurance Program (N …"

"… gram typically had paid under $2 billion a year to flood victims using the insurance premiums it collects. But claims from Hurricane Katrina alone exceeded $16 …"

ANALYSIS: Cynical attempts to undo health care reform

By Wendell Potter

House Republicans would like to dismantle the president's health reform law piece by piece

Excerpts from this story referencing "insurance":

"… f they are successful, what’s likely to remain is the kind of reform the insurance industry dreamed of but never really thought could be the law of the land. …"

"… r.Because of my nearly 20 years of experience as an executive of two large insurance firms, I was asked to provide my perspective on the legislation at a heari …"

"… at least 80 percent of what we pay in premiums on actual medical care. The insurance industry tried without success to keep that provision out of the final bil …"

"… companies; and the medical loss-ratio (MLR), which is unique to the health insurance industry. The MLR is the ratio between what an insurer actually pays out i …"

Ask Wendell: How to find health insurance

By Wendell Potter

How to find affordable health insurance when options are limited

Excerpts from this story referencing "insurance":

"… er and I both have some made-up preexisting conditions, according to a few insurance companies that we've applied to, even though my doctor says that mine is n …"

"… husband and I are self-employed and my daughter's employer doesn't provide insurance. I don't really want to go without insurance for six months in order to ge …"

"… er's employer doesn't provide insurance. I don't really want to go without insurance for six months in order to get on Pennsylvania’s high-risk plan so I hav …"

"… fit plans, which are often very inadequate and often little more than junk insurance, will be phased out.Before you decide, be sure you see in writing exactly …"

Ask Wendell: The Mental Health Parity Act may save the day

By Wendell Potter

Insurers must treat mental illness like any other medical condition thanks to Congress.

Excerpts from this story referencing "insurance":

"… his?Lisa Dear Lisa,What your son is experiencing is a practice in the insurance industry known as "partial denial," and it very possibly could be illegal. …"

"… u are giving them seven days to respond or you will contact your state’s insurance department.Be prepared to do just that. If you file a complaint with your …"

"… department.Be prepared to do just that. If you file a complaint with your insurance department, send a copy of it to the benefits manager where you work (if y …"

"… call "executive appeals" or "executive grievances."Copy your state’s top insurance regulator(s) in all your correspondence (and indicate you are doing so at …"

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