ANALYSIS: Holding insurers accountable

By Wendell Potter

Tips for consumers on how to deal with health insurance firms

Excerpts from this story referencing "insurance":

"… nce from a former insider — that would be me — on how to interact with insurance companies and hopefully hold them accountable for their actions.Dear Wende …"

"… er words, they lied and they aren’t covering us. What can we do when the insurance company you are paying is all about lying and cheating?Dear Ted:I’m sorr …"

"… told you without any direction from her supervisor. That’s something the insurance commissioner should try to find out. But know this: in most cases, it is t …"

"… e in handy if you file an appeal with the company or a complaint with your insurance commissioner.The situation you described is just one reason why it is so i …"

ANALYSIS: The staying power of junk health insurance

By Wendell Potter

Mini-med health insurance is nearly worthless for consumers, but insurers love it

Excerpts from this story referencing "insurance":

"… Obama administration have assured us that on January 1, 2014, junk health insurance plans — which offer only the illusion of adequate coverage to the millio …"

"… who clearly don’t believe those plans are headed for extinction are the insurance companies that market these highly profitable plans and the employers that …"

"… all the players in the industry, from employers and benefits managers, to insurance agents, consultants, brokers, insurance companies, TPAs (third-party admin …"

"… mployers and benefits managers, to insurance agents, consultants, brokers, insurance companies, TPAs (third-party administrators), and enrollment firms.”&nbs …"

FACT CHECK: Will health care law raise insurance premiums?

By FactCheck.Org

Republicans exaggerate an increase caused by the new law, but Obama promised lower premiums

Excerpts from this story referencing "insurance":

"… l Health Expenditure Projections 2010-2020.” accessed 24 Oct 2011. …"

"… eased benefits it requires, a factor Republicans generally ignore. So far, insurance companies have been required to do the following:Cover preventive care wit …"

"… .The potential impact of the Patient Protection and Affordable Care Act on insurance premiums has been a source of dubious claims since the legislation wa …"

"… s that it remains to be seen how the law will affect health care costs and insurance premiums in the long run. We’re now starting to see the impact of e …"

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ANALYSIS: Obama plan helping those with pre-existing health conditions

By Wendell Potter

Obama health plan will prevent insurance firm denials for pre-existing conditions

Excerpts from this story referencing "insurance":

"… hat people are having with obtaining coverage or dealing with their health insurance carriers. Many of the questions I have received pertain to pre-existing co …"

"… maCare.Some background: One of the reasons the number of Americans without insurance has increased to more than 50 million is because it has been perfectly leg …"

"… creased to more than 50 million is because it has been perfectly legal for insurance companies to refuse to sell coverage to people who have been sick in the p …"

"… who have enough money to buy just about anything they want—except health insurance. I have met very wealthy people who have been turned down by every insuran …"

ANALYSIS: The profit in keeping you ignorant

By Wendell Potter

Insurance companies don't want their policies to be understandable

Excerpts from this story referencing "insurance":

"… ve no idea what you’re paying good money for when you enroll in a health insurance plan, there’s a good reason for that: insurers profit from your ignoranc …"

"… p you in the dark.In my first appearance before Congress after leaving the insurance industry, I told members of the Senate Commerce Committee that insurers in …"

"… BC) form. In addition, they must provide a uniform glossary of medical and insurance terms.If you think that sounds like a reasonable request, you’re not an …"

"… terms.If you think that sounds like a reasonable request, you’re not an insurance company executive who is rewarded more for meeting Wall Street’s profit …"

ANALYSIS: A new affront group

By Wendell Potter

Insurers want to define "essential benefits" their way, not your's

Excerpts from this story referencing "insurance":

"… ustry’s target was the Patient’s Bill of Rights, which would have made insurance firms behave in a more consumer-friendly way. Among other things, the bill …"

"… ing work of the Health Benefits Coalition would come from a handful of big insurance firms and their trade groups. I know this because I attended many meetings …"

"… s would lead to a tidal wave of frivolous lawsuits that would cause health insurance premiums to skyrocket.It worked brilliantly, as do most fear-based campaig …"

"… age for needed care. The feared tidal wave of lawsuits was averted. Health insurance premiums, well they skyrocketed anyway.Remembering the success of the Heal …"

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ANALYSIS: Keeping an eye on insurance rates in the Golden State

By Wendell Potter

California watchdog group wants to require regulatory approval for rate hikes

Excerpts from this story referencing "insurance":

"… more fairly. I first heard of the organization in 1996 when I was still an insurance industry spokesman. Consumer Watchdog seemingly came out of nowhere to tak …"

"… nowhere to take the lead in trying to put a halt to a new practice in the insurance industry: requiring women to be discharged from the hospital within a day …"

"… te their discharge policies.The organization’s first major attack on the insurance industry — a ballot initiative in California (Proposition 103) require a …"

"… ecades, according to an analysis by the Consumer Federation of America.The insurance industry spent nearly $63 million to defeat Proposition 103 back in 1988, …"

ANALYSIS: Supreme Court likely to uphold Obamacare as constitutional

By Wendell Potter

Supreme Court likely to uphold constitutionality of health care reform because insurance firms need new customers

Excerpts from this story referencing "insurance":

"… onfident, recognize that without the law, the free-market system of health insurance, so highly valued by conservatives, will implode, sooner rather than later …"

"… l challenge — the requirement that all Americans will have to buy health insurance if they’re not eligible for a public plan like Medicare or Medicaid — …"

"… ke Medicare or Medicaid — is a “must have” for the nation’s health insurance industry.The plaintiffs who filed the lawsuits, including the attorneys ge …"

"… haven’t been paying attention to what’s been happening in the private insurance market or have chosen to ignore it because of blind allegiance to ideology …"

ANALYSIS: Are insurers influencing health reform's rules behind closed doors?

By Wendell Potter

Consumer advocates worried insurers are influencing health reform rules behind closed doors

Excerpts from this story referencing "insurance":

"… public program like Medicare or Medicaid must buy coverage from a private insurance company.To make that mandate fairer and more palatable, Congress also incl …"

"… Congress also included provisions that eventually will make several of the insurance industry’s most egregious practices illegal, such as refusing to sell co …"

"… xisting condition. The law also prohibits insurers from selling “junk” insurance and from cancelling policyholders’ coverage at the time they need it mos …"

"… ption until 2014. That’s the year that the states will have their health insurance exchanges—or marketplaces—up and running—and when annual and lifetim …"

ANALYSIS: A tired playbook of insurance industry scare tactics on health reform

By Wendell Potter

Insurers' flimsy claims about new costs reflect a well-worn playbook

Excerpts from this story referencing "insurance":

"… inistration will stand with consumers on this. …"

"… will have to pay out of their own pockets if they get sick or injured. The insurance firms have shown no willingness to communicate with their customers in a m …"

"… is this: the estimated cost of compliance is just a tiny fraction of what insurance firms charge for their policies these days. No, the real reason for the in …"

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