"… Last September, the National Credit Union Administration raised the annual interest rate cap to 28 percent from 18 percent for credit unions that offer payday …"

"… an, the cost to borrow $200 for two months often translates into an annual interest rate of more than 100 percent. What's more, many credit unions prefer to …"

"… “MyInstaCash” loan costs $12, which works out to an 876 percent annual interest rate. That rate rivals traditional storefront payday lenders. An iWa …"

"… d, more than 500 credit unions are making payday loans with widely varying interest rates — from a modest 12 percent with no fees at State Employees’ Cred …"

"… rge. A mix of congressional ambiguity, regulatory initiative, and special interest lobbying has assured that co-branding can continue. And some students stil …"

"… ancing and colleges that are required by the law to act in students' "best interests." The law’s language left the scope of the co-branding ban open to int …"

"… s. The Fed’s rules apply to private loans, which typically charge higher interest rates than federal loans.  For example, a federally subsidized underg …"

"… r example, a federally subsidized undergraduate loan currently has a fixed interest rate of 4.5 percent, while a private loan often carries a double-digit int …"

"… f our investigative series, Debt Deception, iWatch reporter Ben Hallman is interested in learning more about "payday" lenders — firms who give small, short- …"

"… th some traditional banks and credit unions, often come with high fees and interest rates. If you've ever applied for such cash advances, we'd like to he …"

"… iac Sunfire as collateral for an auto-title loan. Faced with a 300 percent interest rate, she soon fell behind in her payments and the car – worth several t …"

"… asn’t free – it had been financed into the loan contract at 13 percent interest, according to a legal adviser to several Marine bases.Disabled woman fight …"

"… 00 loan she couldn’t possibly afford to repay, and an 18 percent default interest rate that kicked in when she missed her first payment, she alleged in a la …"

"… yment of $94,000 worked out to be the equivalent of a loan at a 30 percent interest rate -- higher than the rate charged by Kroot's creditors.Trapped in payda …"

"… ehind in repayments.It wasn’t until later that she realized how high the interest rate on her loan was — 300 percent annually.“I should have taken time …"

"… t Auto Loans. Some months she could only pay $210 and $175 of that went to interest, barely lowering the loan principal.Many months and over $1,000 later, Mor …"

"… efing. .However, the bureau is expressly prohibited from setting limits on interest rates. And the still-leaderless CFPB cannot propose any new regulations un …"

"… t distinguishes the industry from payday lenders, another short-term, high-interest credit option that either requires the borrower to write a post-dated chec …"

"… ly $92,000 lump sum payment carried the equivalent of an annual percentage interest rate of 30.7 percent. While loans must include interest rate information u …"

"… annual percentage interest rate of 30.7 percent. While loans must include interest rate information under the federal Truth in Lending Act, Structured Invest …"

"… ” says Kathie. “I didn’t think about how much more we were paying in interest.”Indeed, the Kroots used the lump-sum from Structured Investments to pay …"

"… Structured Investments to pay off creditors charging much lower effective interest rates. Their credit union charged 9.5 percent to 12.5 percent for personal …"