How is your state insurance office faring?

State insurance departments are often underfunded and understaffed, limiting the extent of their oversight over insurers.

At best, when everyone from secretaries to the commissioners is taken into account, each employee of the average department oversaw 14 insurance companies and 1,150 agents in 2015.

And while the Consumer Federation of America recommends that at least 10 percent of annual revenues collected by insurance departments be spent on regulation, the national average is just 6 percent. See how your state compares:

State Regulated insurers per employee Budget as % of revenue
Alabama 9 5%
Alaska 19 10%
Arizona 21 3%
Arkansas 7 5%
California 1 7%
Colorado 17 6%
Connecticut 9 14%
Delaware 18 7%
District of Columbia 17 6%
Florida 3 24%
Georgia 8 2%
Hawaii 12 8%
Idaho 20 8%
Illinois 7 11%
Indiana 21 3%
Iowa 15 13%
Kansas 14 5%
Kentucky 12 6%
Louisiana 7 6%
Maine 16 11%
Maryland 6 7
Massachusetts 11 3%
Michigan 9 84%
Minnesota 20 3%
Mississippi 16 5%
Missouri 7 5%
Montana 19 5%
Nebraska 15 12%
Nevada 18 5%
New Hampshire 14 9%
New Jersey 4 4%
New Mexico 11 4%
New York 2 6%
North Carolina 4 7%
North Dakota 28 9%
Ohio 6 6%
Oklahoma 13 5%
Oregon 16 16%
Pennsylvania 8 3%
Rhode Island 37 4%
South Carolina 21 8%
South Dakota 41 3%
Tennessee 12 2%
Texas 1 5%
Utah 18 9%
Vermont 27 13%
Virginia 9 5%
Washington 6 5%
West Virginia 4 2%
Wisconsin 14 8%
Wyoming 52 7%

Source: Center for Public Integrity analysis of 2015 data collected by the National Association of Insurance Commissioners